Privacy Policy

1 Information We Collect

marvionexira collects various types of information to provide our advanced financial analysis services effectively. We gather this information through different channels including direct interactions, automated technologies, and third-party sources when legally permitted.

We also collect information about your preferences, interests in specific financial topics, and feedback about our services. This helps us tailor our educational content to better serve your professional development needs.

2 How We Use Your Information

Your information enables us to deliver personalised financial education services and continuously improve our platform. We process your data for several legitimate business purposes, always ensuring we have a lawful basis under UK GDPR.

• Providing access to our financial analysis courses and educational materials
• Personalising your learning experience based on your progress and interests
• Communicating important updates about courses, schedules, and platform improvements
• Processing payments and managing your subscription or enrollment status
• Analysing usage patterns to enhance our educational content and user experience
• Ensuring platform security and preventing fraudulent activities
• Complying with legal obligations and regulatory requirements in the financial education sector
• Conducting research to develop new educational resources and improve existing programs

We never use your personal information for automated decision-making that would significantly impact you without human review. Any profiling we conduct is solely to improve your educational experience and provide relevant course recommendations.

3 Data Sharing and Third Parties

marvionexira takes a cautious approach to sharing your personal information. We only share your data when necessary for service delivery, legal compliance, or with your explicit consent. We never sell your personal information to third parties for marketing purposes.

Our trusted partners include payment processors for secure transaction handling, cloud service providers for data storage and platform hosting, and analytics services to understand how our educational content performs. Each partner is carefully vetted and bound by strict data protection agreements.

In certain situations, we may need to share your information with regulatory bodies, law enforcement, or legal professionals. This only occurs when required by law, court order, or to protect the safety and security of our users and platform.

4 Your Privacy Rights

To exercise any of these rights, contact us using the details provided below. We'll respond within one month of receiving your request, though complex requests may take up to three months. We may need to verify your identity before processing certain requests to protect your personal information.

5 Data Security and Protection

Protecting your personal information is fundamental to how we operate. marvionexira employs multiple layers of security measures, including encryption, secure server infrastructure, and regular security assessments to safeguard your data against unauthorised access, alteration, or destruction.

Our security measures include encrypted data transmission using TLS protocols, secure database storage with regular backups, multi-factor authentication for staff access, and regular penetration testing by independent security experts. We also maintain comprehensive incident response procedures.

While we implement robust security measures, no system is completely immune to threats. We continuously monitor for security vulnerabilities and update our protection measures as new threats emerge. In the unlikely event of a data breach affecting your personal information, we'll notify you and relevant authorities as required by law.

6 Data Retention and Deletion

We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, or resolve disputes. Different types of data have different retention periods based on their purpose and legal requirements.

• Account information: Retained while your account is active and for seven years after closure for financial record-keeping
• Course progress and certificates: Maintained indefinitely to verify your educational achievements
• Payment records: Kept for seven years as required by UK tax and accounting regulations
• Marketing communications data: Retained until you unsubscribe or request deletion
• Technical logs and analytics: Automatically deleted after 26 months unless needed for security purposes
• Support correspondence: Maintained for three years to ensure service quality and continuity

When data reaches the end of its retention period, we securely delete or anonymise it. You can request earlier deletion of certain data types, though we may need to retain some information for legitimate business or legal reasons.

7 International Data Transfers

Some of our service providers are located outside the United Kingdom, which means your personal information may be transferred to countries with different data protection standards. When this occurs, we ensure appropriate safeguards are in place to protect your information.

For transfers to countries without adequacy decisions from the UK government, we rely on Standard Contractual Clauses approved by the Information Commissioner's Office, binding corporate rules, or other approved transfer mechanisms. These legal instruments provide equivalent protection to UK data protection standards.

You can request more information about the specific safeguards we use for international transfers by contacting our privacy team. We regularly review our international transfer arrangements to ensure they continue meeting UK data protection requirements.

8 Cookies and Tracking Technologies

marvionexira uses cookies and similar technologies to enhance your browsing experience, analyse website performance, and provide personalised content. Cookies are small text files stored on your device when you visit our website.

We use essential cookies for basic website functionality, analytical cookies to understand how you interact with our content, and preference cookies to remember your settings. You can control cookie preferences through your browser settings, though disabling certain cookies may affect website functionality.

Our cookie banner provides detailed information about the specific cookies we use and allows you to manage your preferences. We respect your choices and only use non-essential cookies with your consent.

9 Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices, technology, legal requirements, or business operations. When we make significant changes, we'll notify you through email or prominent website notices before the changes take effect.

Minor updates that don't materially affect your rights may be made without direct notification, though we'll always update the effective date at the bottom of this policy. We encourage you to review this policy regularly to stay informed about how we protect your personal information.

If you disagree with any changes to this policy, you can contact us to discuss your concerns or, if necessary, close your account. Continued use of our services after policy updates indicates your acceptance of the revised terms.